As one of Raymond James Financial Services top branches, we go to great lengths to ensure that we exceed our clients’ expectations.  With more than 50 years of financial planning experience, our team has developed a unique approach to financial management.  We believe investing money is oftentimes the least critical aspect of the financial planning puzzle.  While we pride ourselves in our ability to create and manage wealth, we find it even more important to educate our clients so they can make prudent financial decisions in everyday life.

Customized Consulting & Team Work – Our goal is to understand your individual financial situation as well, if not better, than you do.  This deep understanding allows us to deliver extraordinary value to our clients as we anticipate planned life events. 

We take a team approach to financial planning.  It is not unusual to have each staff member in our office playing a significant role in certain aspects of your financial plan.  We do not believe in a “cookie cutter” solution or “one size fits all” approach . For this reason we customize our planning and recommendations for each client to ensure their specific objectives are met. 

Lower highs, and higher lows - This motto encompasses all aspects of our financial management approach.  We strive to protect our clients’ assets during difficult economic/market environments while providing high returns when the investment climate is favorable.  We believe this strategy gives you the best long-term returns by capturing much of the market up-tick while managing the downside via proper asset allocation.

Fees – We believe in charging a fair price for the value we provide our clients. Because our business focuses on long-term success, we do not look for an immediate financial windfall. Instead, we have created a compensation schedule that is fair to our clients and us.

Many of our clients prefer to work on a fee basis.  This means we charge a percentage based on the level of the assets we manage for you. This approach allows us to make objective investment decisions for our clients.  When your investments do well, we do well. We are rewarded with higher revenues only when our investment selections perform well in your portfolio.  On the other hand, if your portfolio declines in value, our revenue declines.  With this simple fee arrangement, we also provide access to us – in person and via the telephone – whenever you need it. It is not unusual for us to consult with our clients in person, on the telephone, or via email or letter eight or more times per year.