Founder and President of Sanford Financial Services, Todd has been active in financial planning since 1983. Todd has been a Certified Financial Planner (CFP®) since 1991 and was recently recognized with Raymond James’ top honor of Chairman’s Council. Todd also has the longest affiliation with Raymond James in southwest Michigan.

Todd works with numerous individuals, small businesses, and non-profit agencies. He has developed a specialty in retirement and estate planning, as well as extensive knowledge of the numerous employee benefit plans in and around Kalamazoo County – particularly TIAA-CREF.

Todd has an extensive financial planning track record in Kalamazoo. A graduate of Western Michigan University and now adjunct professor of finance, he started his career with IDS in 1983 (now American Express Financial). In 1985 he joined the prominent employee benefit firm of Scott, Doerschler, Messner & Gauntlett to assist in the development of a financial services division for the organization. During Todd’s 15 year tenure at the firm, he became widely recognized for his investment expertise and became a top producer for Raymond James Financial Services. After the firm was sold to First of America Bank (now National City), Todd founded Sanford Financial Services.